Felton, Berlin & Erdmann Insurance Services, Inc.
August, 2023
Summer Newsletter 

I hope everyone is having a great summer! 

Rob Erdmann 
News from Felton, Berlin & Erdmann
Ten Ways to Reduce Your Homeowner's Premium

As homeowner's insurance rates are on the rise, you may be looking for ways to reduce your annual premium without skimping on coverage. After all, a large portion of your net worth resides in the same place as you do. 

But there are a number of strategies you can use to chip away at your overall annual premium, as this article explains.

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Helping Your Teen Be a Safe Driver

If you have a teen driver, you already know you are paying more for their insurance than your own due to their inexperience and the greater likelihood that they will be involved in a traffic accident.

Their inexperience coupled with still-developing judgment and the distractions of smartphone life are a concoction for a higher risk of accidents. What all this means is that you as a parent have the responsibility for supervising and monitoring your teen's driving and regularly reinforcing good driving behaviors. Here is how you can do that.

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Understanding Your Boat Insurance Policy

If you have a boat or are considering buying one, you should understand your insurance obligations and what is permitted under your coverage.

Owning a boat opens you up to a whole new set of liabilities, particularly property damage to a third party or physical injury to someone else.

In this article, we look at a number of insurance, risk and liability issues that can arise when you own a boat.

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Contact Us
Felton, Berlin & Erdmann Insurance Services, Inc.
100 Corporate Place
Peabody, MA 01960
Rob Erdmann
Phone: 978-548-3740
The purpose of this newsletter is to provide information about industry trends and news of general interest to our clients, potential clients and other professionals. This newsletter is not intended to provide legal advice, but rather perspective on insurance issues. Please consult your broker or legal counsel before acting on information in these articles.
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